How to Send Money to Poland with Minimum Fees

Old town in Warsaw, Poland. The Royal Castle and Sigismund's Column called Kolumna Zygmunta

The European country of Poland offers great opportunities for business development and if you already work with locals, you know that making international fund transfers is an essential.

Chances are that you use a money transfer service or a bank to send money to Poland, but there are more options that you can choose among.

The following tables include information about the most popular money transfer services and their charges if you send money from the US, Australia, Canada and Western Europe to Poland. If you want to keep charges down to a minimum and avoid hidden conversion costs, use the Time Doctor tables.

Table 1: Sending $1000 from the US to Poland
Transfer method Fees to send $1000 USD Hidden currency conversion cost Total fees Time for the transfer to arrive
OFX (previously USForex)* $0 $7.5 $7.5 1-2 days
TransferWise $10 $0 $10 3-5 days
WorldRemit $4 $8 $12 1-3 days
XE Trade $0 $17 $17 3-5 days
Ria Money Transfer (slow) $5 $19 $24 3-5 days
MoneyGram (slow) $5 $21 $26 4-6 days
Xoom (slow) $5 $21 $26 2 days
Payoneer $3 $28 $31 3-5 days
MoneyGram (fast) $10 $21 $31 1 day
Ria Money Transfer (fast) $15 $19 $34 Minutes
Wire Transfer $25-40 $10-20 $35-60 3-5 days
Xoom (fast) $17 $21 $38 Minutes
Paysera $4 $35 $39 1-3 days
Western Union (slow) $5 $34 $39 4-6 days
1st Contact Forex $20 $26 $46 1-3 days
Skrill $15 $33 $48 3-5 days
Western Union (fast) $40 $34 $74 1 day
Travelex $0 $124 $124 3-5 days
Xpress Money $25 $275 $300 3-5 days

Note:

  • Worldremit allows to send a money transfer to selected countries from the following states: Alabama, Florida, Idaho, Indiana, Iowa, Kansas, Maine, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Mexico, North Dakota, Oregon, South Carolina, South Dakota, Utah, Washington, West Virginia, Wisconsin, Wyoming, District of Columbia and Puerto Rico.
  • Minimum transfer of $500 for OFX (previously USForex).
Table 2: Sending £1000 from the UK to Poland
Transfer method Fees to send £1000 GBP Hidden currency conversion cost Total fees Time for the transfer to arrive
TransferWise £5 £0 £5 3-5 days
CurrencyFair £3 £4 £7 1-3 days
First Remit £5 £2 £7 2  days
UKForex* £0 £7.5 £7.5 1-2 days
OrbitRemit £0 £8 £8 2-5 days
Small World FS £3 £8 £11 1-3 days
TransferGo £1 £11 £12 1 day
WorldRemit £3 £9 £12 1-3 days
Azimo £3 £11 £14 1-3 days
Western Union £5 £10 £15 3-5 days
Przekazypieniezne £3 £13 £16 2-4 days
XE Trade £0 £18 £18 3-5 days
1st Contact Forex £1 £19 £20 1-3 days
FairFx £0 £22 £22 3-5 days
MoneyGram £5 £19 £24 1 day
Wire transfer £15-25 £10-30 £25-55 3-5 days
Paysera £1 £32 £33 1 day
Easy Exchange £6 £27 £33 1-4 days
Exchange4free £0 £35 £35 1-2 days
Skrill £9 £34 £43 3-5 days
Travelex £0 £69 £69 3-5 days
Now Transfer £5 £148 £153 1 day
Xpress Money £5 £277 £282 3-5 days

Note:

  • Minimum transfer of £500 for UKForex.
Table 3: Sending $1000 from the Canada to Poland
Transfer method Fees to send $1000 CAD Hidden currency conversion cost Total fees Time for the transfer to arrive
CanadianForex* $0 $7.5 $7.5 1-2 days
CurrencyFair $4 $4 $8 3-5 days
WorldRemit $4 $7 $11 1-3 days
TransferWise $12 $0 $12 3-5 days
XE Trade $0 $20 $20 3-5 days
Xendpay $26 $1 $27 1-2 days
Paysera $5 $26 $31 1-3 days
1st Contact Forex $10 $26 $36 1-3 days
Wire transfer $25-40 $20-30 $45-75 3-5 days
Exchange4free $0 $45 $45 3-5 days
Skrill $14 $34 $48 3-5 days
Western Union $25 $37 $62 1 day
MoneyGram $50 $49 $99 Minutes
Travelex $0 $118 $118 3-5 days
Xpress Money $16 $280 $296 3-5 days

Note:

  • Worldremit can only send 995 CAD from Canada to Poland.
  • Minimum transfer of $500 for CanadianForex.
Table 4: Sending €1000 from Western Europe to the Poland
Transfer method Fees to send €1000 EUR Hidden currency conversion cost Total fees Time for the transfer to arrive
TransferWise €5 €0 €5 3-5 days
CurrencyFair €3 €2 €5 1-3 days
UKForex* €0 €7.5 €7.5 1-2 days
First Remit €5 €4 €9 2 days
TransferGo €1 €10 €11 1 day
Przekazypieniezne €3 €8 €11 2-4 days
WorldRemit €4 €11 €15 1-3 days
Azimo €3 €13 €16 1 day
XE Trade €0 €18 €18 3-5 days
MoneyGram €4 €16 €20 Minutes
Paysera €0 €21 €21 1-3 days
Small World FS €0 €23 €23 3-5 days
Exchange4free €0 €25 €25 3-5 days
1st Contact Forex €1 €25 €26 1-3 days
Western Union €5 €32 €37 3-5 days
Wire transfer €20-35 €20-40 €40-75 3-5 days
Skrill €13 €34 €47 3-5 days
Travelex €0 €88 €88 3-5 days
Xpress Money €30 €278 €308 3-5 days

Note:

  • Minimum transfer of €500 for UKForex.
Table 5: Sending $1000 from the Australia to Poland
Transfer method Fees to send $1000 AUD Hidden currency conversion cost Total fees Time for the transfer to arrive
TransferWise $7 $0 $7 3-5 days
OFX (previously OzForex)* $0 $7.5 $7.5 1-2 days
CurrencyFair $4 $5 $9 2-4 days
OrbitRemit $0 $14 $14 2-5 days
WorldRemit $4 $12 $16 1-3 days
XE Trade $0 $17 $17 3-5 days
Xendpay $26 $1 $27 1-2 days
1st Contact Forex $5 $26 $31 1-3 days
Exchange4free $0 $35 $35 3-5 days
Paysera $5 $39 $44 1-3 days
Western Union $10 $44 $54 Minutes
Wire transfer $25-35 $30-60 $55-95 3-5 days
Skrill $15 $46 $61 3-5 days
Travelex $0 $105 $105 3-5 days
MoneyGram $60 $55 $115 Minutes
Xpress money $40 $286 $326 3-5 days

Note:

  • OFX (previously OzForex) is a good option for sending larger amounts of money and their exchange rate fee goes down for larger amounts. OFX is only for transfers of $500 and above.

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